You could be forgiven for thinking that Smart Money Cymru in Caerphilly town centre is a high street bank, but actually it’s a credit union with over 4,500 members who have junior, adult and corporate accounts.

Smart Money

A Credit Union differs from a bank in that it is a financial cooperative, which means that it is owned and run by its members. Smart Money Cymru began life in 1989 as Penyrheol, Trecenydd and Energlyn Credit Union then changed to Caerphilly and District Credit Union in 2000, before adopting the Smart Money Cymru brand in 2010.

Smart Money logo

The General Manager is Andrina Davies who originally started working for the credit union as a volunteer before successfully securing a job. Andrina was promoted to the role of General Manager in 2011.

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Andrina said:

As a credit union Smart Money Cymru is open to anyone regardless of their status. The great thing about us is that as a financial cooperative we offer people a safe, secure and ethical way to save or borrow.

The Smart Money Cyrmu interactive web site provides information on how to join and more details of how Smart Money Cymru works: www.smartmoneycymru.co.uk

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